Why you should get an appraisal from REVARI (Real Estate Valuation and Research Inc.)

Thousands of people in New Hampshire buy, sell or refinance their home every year. Most of these transactions involve a simple line item for an appraisal. Even though there are a developing number of automated home valuation systems that may seem more practical than an appraisal, almost all lenders still call for a local expert because the stakes are very high. You might assume that obtaining a mortgage is the only basis for getting an appraisal, but there are more times when the services of a licensed, independent real estate professional could be helpful.

Let REVARI  (Real Estate Valuation and Research Inc.) assist you in lowering your mortgage payment

Dispute your tax assessment

It's likely you're paying too much in property taxes if you live in an area where property values have declined. Property taxes are determined by a past assessment of your real estate, so if prices have gone down in your area, you can challenge your assessment and save money. An appraisal from REVARI (Real Estate Valuation and Research Inc.) is your best evidence when building your case. We can assist you in challenging your tax assessment.

Remove PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance policy that many lenders ask home owners to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the real estate. This additional payment is often folded into the monthly mortgage payment and is quickly forgotten. PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.

REVARI (Real Estate Valuation and Research Inc.) will provide you with a statement regarding the value of your home, and the price you paid for the appraisal can often be offset in little time because you'll no longer be paying the PMI.

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Settle a divorce with fewer hang-ups

A divorce can be a particularly horrible experience for both parties, and it is often further complicated by the difficult decision of who gets the property. So both parties are fully aware of the true market value of their home, it's a good idea to get an appraisal from REVARI (Real Estate Valuation and Research Inc.), regardless of the circumstances.

If the parties want to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Ascertain a fair and accurate valuation for estate liquidation

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to take care of these matters, unlike many wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so knowing the true worth of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal.

Relocate to or from Sullivan County through an employee relocation program

We understand the headaches associated with an employee relocation. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. During our intensive inspection, we encourage relocating employees to provide input on the positive characteristics of their property, along with information about any recent sales or listings in their area that they want considered.

Sell your home quickly — at an accurate price

A professional appraisal can help you make a more informed decision when determining your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees depend on our efforts to complete the appraisal report and not a percentage of the sales price.

On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long homesare on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.

Let REVARI  (Real Estate Valuation and Research Inc.) help you sell your home quickly at the right price