Reasons to consider an appraisal from REVARI (Real Estate Valuation and Research Inc.)To a lot of people, an appraisal is simply a line item in the long list of items for a home purchase or refinance. While there are an increasing number of automated home valuation methods that may seem cheaper than an appraisal, nearly all lenders still call for a local expert because the stakes are very high. You might assume that securing a mortgage is the only reason to acquire an appraisal, but there are additional cases when the services of a licensed, independent real estate professional might come in handy. 
Contest your tax assessmentIf you are in an area where the property value has declined, it's possible you're paying too much in property taxes. An appraisal from REVARI (Real Estate Valuation and Research Inc.) is your best evidence when building your case. We can assist you in disputing your tax assessment. PMI removal to reduce a mortgage paymentPrivate Mortgage Insurance, or PMI, is an extra insurance plan that nearly all lenders ask home buyers to purchase when the amount being loaned to the homebuyer is more than 80% of the actual value of the real estate. This added payment is often bundled into the monthly mortgage payment and is promptly forgotten. PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfavorable. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met. REVARI (Real Estate Valuation and Research Inc.) can produce a statement regarding the value of your home, and the expense of the appraisal can often be offset in a short amount of time because you'll no longer be paying the PMI. Get your appraisal from REVARI (Real Estate Valuation and Research Inc.) Order onlineSettle a divorce with fewer hang-upsA divorce is a particularly daunting experience for the parties involved, and it is often even more complicated by the hard decision of who maintains the house. It's a good idea to order an appraisal from REVARI (Real Estate Valuation and Research Inc.) so both parties are completely aware of the true market value of their property, regardless of the situation. If the parties wish to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Accurate and fair estate liquidationThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion. Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to handle these affairs. A home or other property often makes up an uneven share of the total estate value, so understanding the true worth of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received a fair deal. Move to or from Sullivan County through an employee relocation programWe are aware of the stress associated with an employee relocation. We take great care in establishing a convenient appointment time for the appraisal inspection. During our thorough inspection, we recommend relocating employees to provide feedback on the positive attributes of their property, along with information about any recent sales or listings in their area that they want considered. Close on your home promptly — at the right priceWhether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. An appraiser has no vested interest in what price the house sells for, apart from real estate agents. Our fees aren't related to the sales price, but rather they are based on our efforts to complete the appraisal report. On a daily basis, we examine the difference in value things like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long houses stay on the market. 
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