Why you should order an appraisalEach year, thousands of people in New Hampshire purchase, sell or refinance their home. Many of these transactions have a simple line item for an appraisal. And while there are an increasing number of automated home valuation systems that might appear to be cheaper than an appraisal, the majority of lenders still want a local expert because the stakes are so high. Is obtaining a mortgage the only basis for getting an appraisal? Are there additional cases when the services of a certified, independent real estate professional could be helpful? Absolutely. 
Dispute your tax assessmentIt's quite possible you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are based upon a previous assessment of your real estate, so if values have gone down in your neighborhood, you can challenge your assessment and save money. An appraisal from REVARI (Real Estate Valuation and Research Inc.) is your best evidence when building your case. We can assist you in challenging your tax assessment. Remove PMI to lower your mortgage paymentWhen the amount being loaned to the buyeris more than 80% of the actual value of the home, almost all lenders ask homeowners to buy this added insurance policy. That policy is Private Mortgage Insurance, or PMI. This additional payment is often folded into the monthly mortgage payment and is quickly forgotten. PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was invoked by the United States Congress that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to do away with PMI, REVARI (Real Estate Valuation and Research Inc.) will give you a statement regarding the value of your home. The expense of the home valuation can often be recovered in just a few months because you'll no longer be paying the PMI. Get your appraisal from REVARI (Real Estate Valuation and Research Inc.) Order todayDivorce settlement with fewer hang-upsA divorce is a very daunting ordeal for the parties involved, and it is often further complicated by the strenuous decision of who gets the home. It's a good idea to get an appraisal from REVARI (Real Estate Valuation and Research Inc.) so both parties are completely aware of the true market value of their house, regardless of the circumstances. If the parties need to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation. Accurate and fair estate liquidationThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the residential property involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans don't have dedicated estate planners or executors to handle these affairs, unlike wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received a fair deal. Relocate to or from Sullivan County through an employee relocation programWe understand the stress associated with an employee relocation. That's why we take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive attributes of their property, as well as information regarding any new sales or listings in their neighborhood that they want considered during our detailed inspection. Sell your home promptly — at an accurate priceA professional appraisal will help you make a better educated decision regarding your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. Apart from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are calculated on our efforts to finish the appraisal report and and aren't related to the sales price. We examine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homesare on the market. So, seeking a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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